FHA, Federal Housing Administration Loans
Federal Housing Administration mortgages are government insured home loans. FHA mortgages can have fixed or adjustable interest rates. Many borrowers find these home loans attractive because they require very small down payments, gifts can be used for down payments and closing costs, and because the FHA regulates the closing costs. These loans also have qualifications that are easier to meet than traditional mortgages. The FHA does not require a minimum FICO score to meet eligibility requirements and these programs will allow home purchase two years after a bankruptcy filing. There are many advantages to this type of Boise home loans and Affinity Mortgage Corporation can help home buyers to determine if they meet the qualifications.
We Help First Time Home Buyers
First time home buyers often find themselves overwhelmed by the mortgage process when purchasing their first Boise home. This is why at Affinity Mortgage Corporation we offer special mortgage programs to first time buyers. These programs usually offer lower interest rates, lower down payments, or reduced taxes. These special loan programs combined with the guidance of our experienced Boise mortgage lenders at Affinity Mortgage Corporation will make your first home buying experience effortless.
Boise Real Estate Information
At Affinity Mortgage Corporation we offer real estate information in Boise and many nearby cities. Below is a brief list of some key areas where we offer our services, please browse through the information given about the areas to help guide you in finding a great location. If the area you are currently searching for is not listed below, then please contact one of our mortgage and real estate professionals today at 208.376.4725.