MCC, Mortgage Credit Certificate
A Mortgage Credit Certificate or MCC is a certificate awarded by your local Boise government agency that authorizes the home loan borrower to take certain federal income tax credits. The credits awarded help to free up funds and make the monthly home loan payments more affordable for the home owner. First time home buyers are the candidates most eligible for an MCC but in special cases that you may discuss with your Boise home loan advisor this requirement may be waived. Income and purchase price requirements also vary state to state and should be covered in conversations with your Boise home loan representative.
We Help First Time Home Buyers
First time home buyers often find themselves overwhelmed by the mortgage process when purchasing their first Boise home. This is why at Affinity Mortgage Corporation we offer special mortgage programs to first time buyers. These programs usually offer lower interest rates, lower down payments, or reduced taxes. These special loan programs combined with the guidance of our experienced Boise mortgage lenders at Affinity Mortgage Corporation will make your first home buying experience effortless.
Boise Real Estate Information
At Affinity Mortgage Corporation we offer real estate information in Boise and many nearby cities. Below is a brief list of some key areas where we offer our services, please browse through the information given about the areas to help guide you in finding a great location. If the area you are currently searching for is not listed below, then please contact one of our mortgage and real estate professionals today at 208.376.4725.
